Time for a money makeover

City Press and Momentum are looking for four candidates to enter the Momentum/City Press Money Makeover competition with finance expert Maya Fisher-French.

The competition will run over 12 months and we will help the candidates to get their finances in order.

Applicants need to meet the following criteria.

They must:

. Be over the age of 18.

. Have a monthly salary/income of R20 000 or more (this can be a variable income if you are self-employed or a freelancer).

. Not have any legal action against them in terms of their debt.

. Be prepared to have their photograph and first names appear in this paper.

. Commit to the programme and complete all tasks assigned to them.

If you are interested in being part of this exciting programme, send your name, ID number, region and current budget (income and expenses) to personalfinance@citypress.co.za. Please email all queries to the same address, and we could be making over your money with Momentum.